So why are these guys getting in touch? I say guys in the sense of young male people. It's almost never an actual female.
In Ghana the average.monthly wage for an agricultural labourer is $15. So what rich westerners like me spend on a cup of coffee would feed a family for a week. You might feel a bit guilty about that - I urge you, if you do, to donate the price of a cup of coffee to a legitimate charity like Oxfam - there's probably a shop on your High Street.
The scammers will happily take any amount of money - I've had requests from $20 up to $11,500. The usual request is $200 though - a year's wages. So you can see their motive.
How do they get in touch? In my case I am pretty sure that it's because I am active on social media. They join a discussion group and lurk. When someone pops their head above a parapet, they send a friend request. A big red flag is that their friends are all fat old bald men (hey, I'm a fat old bald man, I'm not judging here). Obviously as a member of the FOBM community, I'm supposed to be flattered that some Gorgeous Young Babe wants to be my friend.

I would not be at all surprised to learn that the same scammers have Gorgeous Young Babe and Ruggedly Handsome General identities
https://www.bbc.co.uk/news/world-africa-49759392
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